Preamble
Cycling can be a dangerous activity. Mariposa Cycle Racing Team (MCRT) has developed this Risk Management Plan to document how MCRT rides are to be managed to reduce risks associated with cycling activities. These policies are to be practiced by MCRT members, and any permitted visiting riders as permitted by Ontario Cycling Association rules, during every MCRT ride. All MCRT members, and any permitted visiting riders, share the responsibility for making MCRT rides as safe as possible.

Definitions
MCRT Rides means rides formally organized by the MCRT and as described on the MCRT website . Rides not listed on the MCRT website are not MCRT rides.

MCRT Insurance
-The MCRT annually purchases General Liability Insurance coverage through the Ontario Cycling Association (OCA) for each MCRT member. General Liability Insurance is designed to protect a person (member) or any entity (Province, Club, Canadian Cycling Association) against any legal responsibility arising out of a negligent act or failure to act as a prudent person would have acted, which results in bodily injury or property damage to another party. MCRT members should familiarize themselves with the terms of the insurance coverage. The coverage details may be accessed through the OCA website.
-The MCRT must receive signed OCA insurance waivers from each MCRT member; membership is not assigned or granted until a signed waiver is received by the MCRT.

Standards of Care
This Risk Management Plan and all MCRT programs and rides shall adhere to the following, as applicable:
-UCI, CCA, OCA rules and regulations as they pertain to Club Rides.
-Ontario Highway Traffic Act
-While on MCRT Rides, all MCRT members must adhere to and obey all rules of the road as per the Ontario Highway Traffic Act. The Ontario Highway Traffic Act is available here: http://www.e-laws.gov.on.ca/html/statutes/english/elaws_statutes_90h08_e.html
-Members must wear a helmet for all cycling trainig and racing activities

Risk Management

General:
-All members of the MCRT are responsible for bringing forward to the MCRT Board any safety issues related to MCRT Rides which present themselves throughout the riding season.
-While on MCRT Rides, all MCRT members must adhere to and obey all rules of the road as per the Ontario Highway Traffic Act.
-Any MCRT member on a MCRT Ride should immediately advise the ride coordinator(s) and other members of the ride should the member feel the group or individuals in the group are riding in an unsafe manner. The member should withdraw from the ride if they feel unsafe.
-All participants of the MCRT Rides must provide proof of membership in good standing prior to each ride, if requested by the ride coordinator. If an ineligible rider insists on participating even after being asked not to, then the MCRT Ride may proceed, however, the ride coordinator shall advise the ineligible rider, with a witness present, that he or she is ineligible and is not covered by any MCRT insurance and is responsible for all his/ her actions.
-Each MCRT Ride participant will conduct themselves in a responsible manner and retains liability for their own actions.

Ride Coordinators
-A ride coordinator(s) will be appointed by the MCRT Board for each MCRT Ride. The ride coordinator will identify himself/herself to the group so that everyone is aware of who is coordinating the ride. The ride coordinator may describe the general ride route, and may provide a brief safety tip at the commencement of the ride. Each individual group on a MCRT Ride may not have a coordinator.
-The ride coordinator(s) has the final decision on all matters pertaining to the MCRT Ride and his/her decisions must be respected by all participants. The rider coordinator may appoint a designate should the ride coordinator be unable to attend a MCRT Ride.
-Ride coordinators will carry cell phones for emergency use on all MCRT Rides and, from time to time, will remind riders to carry their own cell phones on MCRT Rides. Riders should immediately call 911 in the event of an emergency.

Rides
-MCRT Rides on roads will be planned to use lesser- traveled roads where possible and practical.
-MCRT Rides will not run if lightning is present and will be cancelled if lightning is sighted.
-When a large number of riders come out for any given MCRT Ride ride, the riders will be encouraged by the ride coordinator to break into smaller groups. A size of 6-12 is a reasonable group. Groups should be at least 100 metres apart on the road to allow other vehicles to pass safely in two manoeuvres.
-MCRT members are responsible for ensuring that their bicycle is in good working order before attending each MCRT Ride.
-Bicycle helmets must be worn at all times while participating in any MCRT ride and other protective equipment is strongly encouraged (e.g., gloves, eye wear).
-Front and rear lights are required during any MCRT Ride which takes place one half hour before sunset and/ or which may extend into darkness.
-While trail riding all riders must be courteous and considerate of other trail users and the trail system.
-MCRT members are responsible for ensuring they are sufficiently fit for their desired activity.
-MCRT members are responsible for bringing sufficient liquids and food, as required, for each MCRT Ride, as well as appropriate tools/ spare tubes, etc.
-MCRT members are not to be under the influence of any drug or beverage product that could impair their riding judgment while on a MCRT Ride.
-Any and every accident on a MCRT Ride shall be immediately reported to a MCRT Board member to be reported to the Ontario Cycling Association (OCA) through the proper reporting procedures and forms provided by the OCA. The list of Board members can be found on the MCRT website.
-For non-MCRT riders wishing to try out a MCRT Ride, extra OCA waiver forms will be available at the beginning of each MCRT Ride, and the individual will be required to complete, sign, and return the waiver to the ride coordinator(s) prior to participating in the MCRT Ride.

Skills Development
-The MCRT encourages all riders to be comfortable and proficient with group riding before joining a MCRT ride.
-To support rider skills development, the MCRT will periodically hold skills development programs for road riding and/ or cyclocross biking and encourages all MCRT members to attend these programs and / or other cycling skills courses.
-Riders may be requested to complete a skills development program before attending or continuing to attend regular scheduled MCRT rides. This applies for both road and off-road MCRT rides.
-New or novice member are encouraged to participate in the Learn to Ride programs offered by the MCRT before participating in more challenging or technically advanced rides.

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